SB 2447: Advancing Fairness in Illinois Court Costs, Assessments, and Fees

Chicago Appleseed has long fought for fairness in court fines and fees, a source of systemic inequity in the Illinois legal system. These financial penalties impact low-income residents, contributing to cycles of debt and poverty. In 2018, the Illinois General Assembly passed the Criminal and Traffi...

Illinois Payday Loan Reform Takes Hold

Illinois’ payday loan and consumer installment loan laws, the Consumer Installment Loan Act and the Payday Loan Reform Act (collectively referred to as CILA / PLRA), have taken effect. This is exciting news for a state that has "more payday loan stores than McDonald's," according to a 2004 statement...

Bet On Bank On Chicago

Underbanked. Unbanked. These terms, collectively, refer to individuals in our society who have limited or no relationship with a traditional bank. Yet, because banking transactions—money transfers, paycheck cashing, non-cash payments, and small loans—are an essential part of modern life, those witho...
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